Welcome to Devine Financial Management Ltd., Financial Advisers London and Southend-on-Sea

Central London & Southend-on-Sea IFAs specialising in Investments, Retirement Options and related Tax advice

IFAs Essex and London

We are a small firm of IFAs, independent financial advisers,  based in Central London, (new office about to be announced) and also at Southend-on-Sea just off the High Street and next to Southend Central Station. We work mostly in the retirement & pensions and investments arena, especially in pension income drawdown, relevant taxation advice and managing client funds within pension, ISA and general investment portfolios. Our lead adviser Tony Devine is a Chartered Financial Planner and also a qualified Chartered Accountant.

Devine FM in Southend

Not just your average Financial Advisers We concentrate on wealth preservation and capital growth, whilst keeping your tax position in mind and reducing your tax bills wherever possible. We find that after an initial phone call, people realise we know what we are talking about and that we can help them.

Approaching retirement and thinking about getting some advice at long last? We’ll produce a detailed report on what to expect and what retirement options might be best for you.

Tired of trying to value your various investments and pension plans? Then give us a call, with our system we could organise them all onto a single password protected webpage, automatically revaluing every day  – even without making any changes to them. Better still, we can sort them out into a more streamlined, lower charged portfolio, with or without ongoing investment advice.

Concerned about paying Inheritance Tax? Then call us for a review and IHT mitigation report, offering estate planning solutions.

London IFAs: As London Independent Financial Advisers our clients include private individuals, SME owners and employees, trustees of trust funds and executors and beneficiaries of estates. Many clients have been with us for a decade or more – check out our reviews and testimonials page.

Call us for a free, no obligation consultation on 0345 013 6525. Financial Advisers London and Essex.

Recent Blog articles:

Investments Crisis – where are we now?

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The 2020 market correction was coming with or without Covid-19,…

ISAs 20 years on

ISAs - 20 years on - Source and Credits – Standard Life Technical This…

Our Location:

DFM IFA Southend

The Southend office is at The Gateway Building, 10 Elmer Approach, Southend-on-Sea SS1 3SR. We will be announcing our new London location(s) by end of January 2022, (as we have now left Grosvenor Gardens, Victoria).

Call us now for an informal chat on 0345 013 6525. There is no obligation. We’re happy to help!

Alternatively we can call you back at a convenient time- just use the form below:

monster (pension)

Pension Monster! – A calculator tool that is free to use and non-invasive. Get an idea where you are headed with your retirement planning by following the monster and trying it out! Follow this link to view a short video of how it works.

retirement options guide couple

Pensions and Retirement Advice
Many of our clients require advice and assistance in planning their retirement, and setting up plans. We look at income needs, and advise on  annuities, existing DB (final salary schemes), state pensions,  SIPP / drawdown arrangements and other investments in meeting those needs. Most drawdown arrangements are set up at or near retirement, funded by consolidating money purchase pensions.

dude with laptop

Pensions and Retirement Advice
Many of our clients require advice and assistance in planning their retirement, and setting up plans. We look at income needs, and advise on  annuities, existing DB (final salary schemes), state pensions,  SIPP / drawdown arrangements and other investments in meeting those needs. Most drawdown arrangements are set up at or near retirement, funded by consolidating money purchase pensions.

piggy bank

Investments
We are expecting more troubled markets in 2019. If you are investing with specific goals in mind, or simply want to grow an existing investment portfolio, then you may need expert professional help from us – your local independent financial adviser for London and Essex.