The Retirement Options bible is an important read for anyone planning for their retirement. It explains the different types of retirement options available in the UK.
Whenever we deal with a client concerning retirement planning, one of the first things we do is hand them a copy of our Retirement Options bible. This is a completely factual guide to the different types of retirement options available in the UK and how they work.
It’s not a sales aid – far from it! Written by compliance people, it might be considered a tad dull, but nevertheless it is a useful text for those who are beginning to think about retiring and how to utilise their pensions.
We’re happy to send interested parties a copy for free. Just call us on 0345 013 6525 or email firstname.lastname@example.org giving your name address and telephone number and we’ll email you a copy. All we ask in return is that you allow us a follow-up telephone call to chat about your plans and offer our services (and the first meeting is free and no-commitment required anyway).
The Retirement Options guide outlines the different options available to you from your pension funds when you retire. It also provides useful information about the state pension and the benefits available from workplace pensions your employer may have provided for you.
You may be aware that there have been a number of changes over the last year. This will affect the way in which you will be able to take your pension benefits. Please read the guide carefully as you consider the options now available to you.
The options described generally apply to defined contribution (money purchase) pension pots such as personal pensions, group personal pensions, self-invested personal pensions (SIPPs), and stakeholder pensions. These options are not normally available to final salary pension schemes (unless transferred first to a defined contribution pension – which, for most people, is unlikely to be advantageous).
- members of the public please, not industry people wanting to crib from it!